Saturday, September 8, 2012

Open Question: Help with my Yu-Gi-Oh Deck?




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Open Question: Help with my Yu-Gi-Oh Deck?



alright so i was an avid Yu-Gi-Oh fan as a child, but eventually i got out of that phase in my life. about 8 months back however i got back into yugioh and have since tried making a deck during some of my free time, or at least part of it. so far i got this:

Monsters (30) -
Aussa the Earth Charmer (2)
Eria the Water Charmer (2)
Hiita the Fire Charmer (2)
Wynn the Wind Charmer (2)
Familiar-Possessed Aussa (1)
Familiar-Possessed Eria (1)
Familiar-Possessed Hiita (1)
Familiar-Possessed Wynn (1)
Archfiend Marmot of Nefariousness (1)
Gigobyte (1)
Fox Fire (1)
Petit Dragon (1)
Elemental Mistress Doriado (2)
Element Doom (1)
Element Dragon (1)
Element Saurus (1)
Dark Bug (1)
Djinn Releaser of Rituals (1)
Genex Controller (1)
Clear Vice Dragon (1)
Homunculus the Alchemic Being (3)
Fenrir (1)
Gigantes (1)
Inferno (1)
Silpheed (1)

Spells (12) -
Book of Secret Arts (1)
Clear World (1)
Doriado's Blessing (1)
Enemy Controller (1)
Heavy Storm (1)
Lightning Vortex (1)
Magical Dimension (1)
Monster Reborn (1)
Mystical Space Typhoon (1)
Ritual Weapon (1)
Scroll of Bewitchment (1)
Stumbling (1)

Trap Cards (14) -
Give and Take (1)
Bottomless Trap Hole (1)
Destruction Jammer (1)
Dna Transplant (1)
Elemental Absorber (1)
Fu-Rin-Ka-Zan (2)
Rainbow Life (1)
Sakuretsu Armor (1)
Torrential Tribute (1)
Spiritual Earth Art - Kurogane
Spiritual Water Art - Aoi
Spiritual Fire Art - Kurenai
Spiritual Wind Art - Miyabi

Extra (1) -
Genex Ally Triforce (1)

Overall, the focus of the deck, as of right now, is to use the charmers to take control of my opponent's monsters and use them against themselves, as well as bring out some somewhat big dogs like fenrir, see what i did there, and attack my opponent's with them and use their effects as well. yet, i could also kick the doriado section into gear and use her to bring out the familiar-possessed in a pinch if i have to, since i can them all at once. i could also use doriado on her own by using ritual weapon on her. by using both the djinn and genex controller as sacrifices i then summon doriado, use fuh-rin, and make use of my elements. after i've had my fun with that i can use dark bug to bring back genex controller and together use the 3 to synchro summon genex ally triforce, use its effect to bring some alchemc beings, then sacrifice them to bring out clear vice dragon, play clear world, give and take to give my opponent doriado that clear world will use against them, and pretty much rape them using the combination of my 2 monsters.

So what do you think of my deck? any comments? Suggestions? i am open to all ideas of what to do with my deck.







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Open Question: Builders have left me with an outstanding bill of £13,000. What's the best way to finance it?



I moved in with my widowed Father after a difficult divorce, with my children. The old house wasn't big enough for us, but I had some capital realised in the sale of my previous home so organised some alterations. The estimate was within budget - with 10% added for unforeseen extras - so we went ahead.
Now we have a problem. The final bill is £13 000 above the estimate.
I could raise a mortgage, to cover the bill and allow a little for finishing touches, but my 89 year old Father is on the deeds (with me) and will need to sign - he will be so afraid of being thrown on the street, it might make him very ill - especially as a solicitor has to tell him about the risk before he signs (will explain he might lose his home). However, the bill would be paid and we would have money left to be safe and comfortable. Fixed repayment is easily within our budget at the moment and I could probably raise the amount (at a push) if made redundant. I would be mortgage free in 10 years, with a few years left before I retire, to save for a happy retirement.
However, the mortgage insurance is fixed at almost as much as the mortgage payment! Therefore, I would have no option (as I couldn't cover both) but to do without the mortgage insurance. If I was given notice at work, I would have to sell quickly in order to purchase a much cheaper and smaller property - using savings to keep the mortgage going until we sold.
The house is in a beautiful place, being the family home for many years. With the extensions and alterations, it would quickly attract a buyer (though we would obviously not get its true value). My father has already indicated he doesn't mind what we do, as long as we are all together with our own home (when we discussed whether to extend or move).
I could take out an unsecured loan of £10000 and make up the rest from savings, but the repayment is variable rate and would be at least £200 per month to begin with and might grow outside my disposable income (which is pitifully small). The outstanding £3,000 would be made up of joint savings, taking away any chance of comfort or safety. We may not be able to keep my father as warm as he likes in the winter, or buy his favourite (cheap) treats. That's no way to live at 89.
I work full time with "extended hours" and can't take on a second job. I have no partner and two dependent children. My father has a very small pension.
I need the money quickly, to pay the builders. They have been paid the sum of the estimate and as we have only had minor changes, I anticipated a final bill of £5,000 or £6,000 at the most (which I could meet by "topping up" an existing loan which has a lowish rate - it would cost about the same as the mortgage). They didn't supply any details of costs or estimates after the initial paperwork (although I often asked what they would charge, they would reply, oh, not much).
My job is about 50% secure at full time. It is 90% unlikely to disappear but my hours may be reduced after Christmas, which is why I hesitate to go for a mortgage (plus the effect it may have on my father). I have skills I can use to raise money on an hourly rate to pay back a loan, but the risk is really scary.
What do you advise? Or, is there another alternative that I haven't considered?
I don't smoke, or drink regularly, or have huge credit card bills, or have a car worth more than £700. I don't own jewellery or art or antiques. I don't holiday abroad or wear anything but cheap clothes. One of my children has serious health issues (another reason we extended, as she is likely to become wheelchair dependent at some point).
I took a risk which I thought was fine, but circumstances (with my job and builders' costs) have changed. I want to take on the responsibility to put it right, but cannot take on a second job - I work from 8 to 6 and overtime two hours a night (or at weekend). By the time I've done this and the house, I'm exhausted. Stress is making me underachieve at work, which is so counterproductive!
Help!







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